'Quote for Life Insurance' UK | Best Life Quotes

Quote for Life Insurance. Compare Broker deals online in 15 secs.

Top UK Insurers Quotes

Life Insurance Critical Illness Income Protection

Compare Best Broker Deals Online >> 15 Secs <h4 class="wp-block-heading has-text-align-center"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/">(Best Broker Deals: 12/9/2025)</a></h4> <p class="has-text-align-center"><strong>* ‘Life Insurance Quote’ Price Warnings</strong> | <a href="#moreexpensive"><strong><strong><strong>‘CRITICAL ILLNESS’</strong></strong> </strong><img loading="lazy" decoding="async" width="20" height="13" class="wp-image-41303" style="width: 20px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2022/07/versus.jpg" alt="versus"><strong> ‘TERMINAL ILLNESS’</strong></a> </p> <div class="wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex"> <div class="wp-block-button"><a class="wp-block-buttonlink wp-element-button" style="border-radius:50px">Or QUOTE ME ></a></div> <div class="wp-block-button has-custom-font-size is-style-outline is-style-outline--1" style="font-size:15px"><a class="wp-block-buttonlink wp-element-button" href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/whole-of-life-insurance/#wholelifequote" style="border-radius:100px">Whole Life ></a></div> <div class="wp-block-button has-custom-font-size is-style-outline is-style-outline--2" style="font-size:15px"><a class="wp-block-buttonlink wp-element-button" href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/whole-of-life-insurance/#wholelifequote" style="border-radius:100px">Over 50’s ></a></div> <div class="wp-block-button has-custom-font-size is-style-outline is-style-outline--3" style="font-size:15px"><a class="wp-block-buttonlink wp-element-button" href="https://uklifeinsurancequotes.co.uk/private-insurance-health/#privateinsurancehealth" style="border-radius:100px">PMI Medical ></a></div> <div class="wp-block-button has-custom-font-size is-style-outline is-style-outline--4" style="font-size:15px"><a class="wp-block-buttonlink wp-element-button" href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/over-50-life-insurance-quotes/pre-pay-funeral-plan/#quotes" style="border-radius:100px">Funeral Plans ></a></div> <div class="wp-block-button has-custom-font-size is-style-outline is-style-outline--5" style="font-size:15px"><a class="wp-block-buttonlink wp-element-button" href="https://uklifeinsurancequotes.co.uk/business-life/#businesslife" style="border-radius:100px">Business Protection ></a></div> <div class="wp-block-button has-custom-font-size is-style-outline is-style-outline--6" style="font-size:15px"><a class="wp-block-buttonlink wp-element-button" href="https://uklifeinsurancequotes.co.uk/life-cover-and-criticalillness/how-much-is-building-insurance/#buildingsinsurance" style="border-radius:100px">Home Insurance > </a></div> <div class="wp-block-button has-custom-font-size is-style-outline is-style-outline--7" style="font-size:15px"><a class="wp-block-buttonlink wp-element-button" href="https://uklifeinsurancequotes.co.uk/business-life/insurance-on-a-small-business/#businessinsurancequotes" style="border-radius:100px">Small Business Insurance > </a></div> <div class="wp-block-button has-custom-font-size is-style-outline is-style-outline--8" style="font-size:15px"><a class="wp-block-buttonlink wp-element-button" href="https://uklifeinsurancequotes.co.uk/finance-brokers/#enquiryquote" style="border-radius:100px">Mortgage Finance ></a></div> <div class="wp-block-button has-custom-font-size is-style-outline is-style-outline--9" style="font-size:15px"><a class="wp-block-buttonlink wp-element-button" href="https://uklifeinsurancequotes.co.uk/finance-brokers/#enquiryquote" style="border-radius:100px">Business Finance ></a></div> </div> <p></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <p class="has-text-align-center has-orange-color has-text-color"><em>No obligation quote financial services</em> <em>– after you <strong>‘Compare Life Insurance Quote’</strong></em> – <em>you maybe contacted by an FCA Regulated Broker</em></p> <h2 class="wp-block-heading has-text-align-center"><img loading="lazy" decoding="async" width="125" height="78" class="wp-image-9419" style="width: 125px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/09/union-jack.gif" alt="UK Life Insurance Quote"><strong>7 x BROKER FAQ</strong> | <strong>‘Compare Life Insurance Quote’</strong> <strong>(9/2025)</strong></h2> <p></p> <h3 class="wp-block-heading" id="moreexpensive"><strong>Why is optional ‘Critical Illness’ more expensive vs ‘Terminal Illness’?</strong></h3> <p>The reason being that the chances of any person making a <a href="https://uklifeinsurancequotes.co.uk/family-life-insurance/critical-illness-cover-uk/">critical illness policy</a> claim or an <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/phi-insurance/">income protection</a> claim payment before retirement are statistically much much higher than life cover only (see below infographics). </p> <p>eg; 1/2 people will get cancer in their lifetime | Every 12 mins someone has a stroke | Every 7 mins someone has a heart attack | 1/3 claim on critical illness | 1/4 claim on income protection | 1/10 claim on life cover | 1/20 claim on total & permanent disablement etc;</p> <p><strong>Note: Most Life Insurance policies do however include free <a href="https://www.ftadviser.com/protection/2020/12/16/terminal-illness-policies-should-pay-out-on-diagnosis/" target="_blank" rel="noreferrer noopener">‘Terminal Illness cover’</a> benefit. </strong>It sounds the same but this means a death claim will be paid in advance. It applies usually if you have less than 12 months to live ie; terminally ill.</p> <p><em><strong>Compare Life Insurance Quote</strong></em> <em>Cost Note: If you do include optional critical illness cover quote (whether quoting for intergrated or more expensive additional benefits) then the far higher monthly premium quote will reflect this than lifecover alone.</em> On a budget? <a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/">Then requote broker deals for just life insurance cover with terminal illness only.</a></p> <p><strong>Both <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/critical-illness-cover-uk/">critical Illness</a> or quotes for income protection are roughly 4 x the price of a ‘life insurance quote’ alone</strong> (Unsure what each benefit is, then please check out our explanations. Then get another <strong>free quote life insurance</strong> broker deal). </p> <p>An average critical illness policy could cover you for over 50 different types of illness but most claims relate to the Top 3 types of Cancer, Heart Disease or Stroke ie; <a href="https://www.aiglife.co.uk/advisers/products/individual-protection/key3-critical-illness/" target="_blank" rel="noreferrer noopener"><strong>AIG state over 80% of their main 3 adult claims relate to these.</strong></a></p> <figure class="wp-block-image aligncenter size-medium is-resized is-style-default"><img loading="lazy" decoding="async" width="768" height="542" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/12/life-cover-and-critical-illness-768x542.jpg" alt="Quote for Life Insurance Cover | Chances of making a claim" class="wp-image-19042" style="width:753px;height:532px"/><figcaption class="wp-element-caption"><em>Chances of making a claim before retirement are statistically quite high <img loading="lazy" decoding="async" width="20" height="20" class="wp-image-7015" style="width: 20px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/unhappy-face-emoji.jpg" alt="unhappy face" srcset="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/unhappy-face-emoji.jpg 512w, https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/unhappy-face-emoji-150x150.jpg 150w" sizes="auto, (max-width: 20px) 100vw, 20px" /></em> <em>stats changing re Pandemic</em></figcaption></figure> <figure class="wp-block-image aligncenter size-medium is-resized"><img loading="lazy" decoding="async" width="768" height="356" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/11/Critical-Illness-infographic-768x356.png" alt="'Quotes about Life Insurance' & Critical Illness Cover UK claims" class="wp-image-14118" style="width:768px;height:356px"/><figcaption class="wp-element-caption"><em><em><a href="https://uklifeinsurancequotes.co.uk/life-insurers-uk/vitality-life-insurance-review/">Insurance re Critical Illness | Risks of Cancer, Heart Attack, Stroke | Vitality Life stats</a></em></em></figcaption></figure> <figure class="wp-block-image aligncenter size-medium"><img loading="lazy" decoding="async" width="768" height="365" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2022/01/critical-illness-v-terminal-illness-768x365.png" alt="critical illness v terminal illness quote about life insurance" class="wp-image-20848"/><figcaption class="wp-element-caption"><em>Life Insurance Quote Comparison | Critical Illness v Terminal Illness Cover</em></figcaption></figure> <h3 class="wp-block-heading"><strong>UK Life Insurance Quote Comparison</strong></h3> <p>Our broker UK <strong>‘Life Insurance Quote Comparison’ </strong>allows you to compare online in 15 secs, best deals for family life insurance, critical illness, mortgage protection & quotes for income protection.</p> <p>Use this to do a FREE <em>Life Insurance Quote Comparison </em>based on any multiple of insurance comparison quote options. Note: You may not be able to do a term life quote if you are aged over 70. The maximum term plan runs upto age 90.</p> <p>In this instance, please complete our no obligation insurance compare quotes <a href="https://uklifeinsurancequotes.co.uk/life-insurance-agents/life-insurance-brokers/">broker enquiry form</a> for either term or whole life options. Get a life insurance quote compare broker deal & help.</p> <h3 class="wp-block-heading"><strong>Can 1 person have 2 or more Life policies?</strong></h3> <p><strong>Yes. Absolutely, it is legal to have several life insurance policies</strong> eg; You could have cover for your mortgage in the event of death or serious <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/critical-illness-cover-uk/critical-illness-coverage/">critical illness coverage</a> claim plus another separate lifecover to help protect the main family breadwinner’s income. </p> <p>Many people also have life insurance benefits through their employer, which usually runs until you retire. So, you may choose to compare quotes on life insurance for 1 policy that runs upto retirement & another policy alongside that runs well into retirement ie; you are not left without cover then at retirement, if that concerns you. </p> <p>Bear in mind, you may sometimes also get a better quote about life insurance, by sticking with one provider if they offer any broker discounts for taking out multi-cover. This may also have the benefit at a claim, of just dealing with 1 provider’s paperwork? Feel free to compare life insurance quote broker deals. </p> <h3 class="wp-block-heading"><strong>Can you have Life Insurance with several Companies?</strong></h3> <p><strong>You can take out multiple policies with more than one life insurance company.</strong> Again, there is no UK law to prohibit this. For example, the cheapest deal for a <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/life-insurance-on-mortgage/">mortgage insurance</a> quote life policy is with Provider A, so you apply to them. </p> <p>But that same insurer for a <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/life-assurance-policy/family-income-benefits/">family income benefits</a> policy is now alot more expensive. So you get a quote for life cover and then apply to Provider B for this instead. </p> <p>Note, most insurers will ask in their application forms the total amount of cover types you maybe applying for across all Providers. You can potentially claim on as many valid life insurance plans as needed, when doing quotation or quotes about life insurance.</p> <h3 class="wp-block-heading"><strong>2 x Single Plans <sub><sup>or</sup></sub> Joint ‘Quotes on Life Insurance’?</strong></h3> <p>Under a joint life policy, it means both parties are insured for the same amount. However, <strong>if a claim is made then the benefit is paid out upon that 1’st claim only, the joint plan then ends.</strong> This makes sense for example if you are a married couple covering a joint mortgage with <a href="https://uklifeinsurancequotes.co.uk/family-life-insurance/life-assurance-policy/">life insurance</a> upon 1’st death only. It is also usually cheaper than taking out 2 x individual policies, as the Insurer only has to payout once. </p> <p>However, <strong>sometimes it makes sense instead to do say a family quote on life insurance for 2 x separate plans [also known as dual life insurance].</strong> This could be because you are not married but still have young dependent children. You are both therefore concerned if one dies or has a critical illness then the other still has cover. </p> <p><a href="https://uklifeinsurancequotes.co.uk/martin-lewis-life-insurance/">Martin Lewis on Life Insurance</a> always says, if unsure then seek professional advice what maybe best for your personal or business situation.</p> <h3 class="wp-block-heading"><strong>Is Vaping still Smoking on a ‘Quote for Life Insurance’? </strong></h3> <p>If you have <a href="https://uklifeinsurancequotes.co.uk/private-insurance-health/the-benefits-of-quit-smoking/">quit smoking </a>cigarettes or used any ‘replacement products’ within the past year, most insurers will still classify you as a <em>Smoker</em> ie; this includes the use of vapes, e-cigarettes, nicotine patches and gum. As a result, an applicant who smokes 10 cigarettes a day, maybe charged the same quotation or quote for life insurance premium, as someone who vapes.</p> <p>You may feel different and should be offered insurance rates that reflect that it is maybe less harmful than smoking. Note, If some Providers charge less for vapers then check if their prices are competitive and <strong>‘Compare Life Insurance Quote’</strong> here.</p> <p>However, note Insurers do look to <a href="https://www.medicalnewstoday.com/articles/326489" target="_blank" rel="noreferrer noopener">medical science who still feels there are adverse health side effects of vaping without nicotine</a>. </p> <div class="wp-block-cover aligncenter is-light" style="min-height:302px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-30 has-background-dim"></span><img loading="lazy" decoding="async" width="1024" height="683" class="wp-block-coverimage-background wp-image-11004" alt="Quote for Life Insurance Cover" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/10/vaping-1024x683.jpg" style="object-position:81% 57%" data-object-fit="cover" data-object-position="81% 57%"/><div class="wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow"> <h3 class="wp-block-heading has-white-color has-text-color"><strong>Is Vaping still a Smoker Quote about Insurance?</strong></h3> </div></div> <p>Here is a typical Insurers Application Question re smoking status.</p> <ul class="wp-block-list"> <li><em>During the last 12 months have you smoked any cigarettes, cigars, a pipe, <em>e-cigarettes, vaped</em> or used nicotine replacements?</em></li> <li><em>(All smoking products whether or not they contain nicotine)</em></li> <li><em>A simple medical test may be required to check your answer.</em></li> <li><em>You need to answer ‘Yes – regularly’ or ‘Yes – occasionally’.</em></li> </ul> <p><strong>So, if you do<a href="https://www.totallywicked-eliquid.co.uk/vaped/life-insurance-for-vapers/" target="_blank" rel="noreferrer noopener"> vape eliquids </a>but wrongly state that you are a non smoker, it could invalidate your policy and sadly result in an unsuccessful claim. </strong>An insurer has the right to request your medical records either at outset (or upon claim) to clarify your medical history. So ensure when you are doing your insurance quote life cover, you tick your correct smoker status.</p> <h3 class="wp-block-heading"><strong>Importance of Disclosure & Claims?</strong></h3> <p>When you do a “Quote for Life Insurance”, at that stage you have probably only advised the most basic information, to just get a comparison quote. A full application is still needed. In your application, most Insurers will ask lots of personal and family health & lifestyle questions to underwrite your cover. </p> <p>From this full disclosure, Insurers can then work out if the quote on life insurance price you did still stands. Or maybe costs a little more due to adverse insurance risks eg; <a href="https://uklifeinsurancequotes.co.uk/life-cover-andcritical-illness/bmi-calculator-in-kg/">raised BMI calculation</a> or <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/life-assurance-policy/life-insurance-for-a-diabetic/">diabetic</a>.</p> <p>All Insurers are in business to protect, insure & payout. Insurance cover is therefore based on your full disclosure at the time you took the original <a href="https://uklifeinsurancequotes.co.uk/life-cover-and-criticalillness/underwriting-for-insurance/">underwritten insurance</a> policy out ie; being 100% as honest & accurate as possible. It is not always easy to remember all your historic health details when applying. The <a href="https://www.abi.org.uk/data-and-resources/tools-and-resources/how-to-buy-insurance/what-the-consumer-insurance-act-means-for-customers/" target="_blank" rel="noreferrer noopener">Consumer Insurance Act 2013</a> says you must not be acting careless, deliberate or reckless when applying.</p> <p>It is easy to sometimes make mistakes and rush when filling in any forms, so as the saying goes be careful to ‘tell the truth, the whole truth & nothing but the truth’ eg; Not disclose if you familial history of raised <a href="https://uklifeinsurancequotes.co.uk/private-insurance-health/calculate-blood-pressure/">blood pressure</a> or <a href="https://uklifeinsurancequotes.co.uk/private-insurance-health/whats-normal-cholesterol-level/">cholesterol</a> (even if it costs more). <strong>If so, it may not payout !</strong></p> <figure class="wp-block-image aligncenter size-full is-style-default"><img loading="lazy" decoding="async" width="448" height="299" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2019/10/children-piccie.jpg" alt="Quote for Life Insurance | Compare Broker Deals & Policies" class="wp-image-285"/><figcaption class="wp-element-caption"><strong>‘It’s important for them – you disclose your correct details’</strong></figcaption></figure> <p>Should you make a claim, your Insurers will send you a claim form for you to complete. Once received back, they will usually contact your GP to confirm any health details. They will then assess if your insurance claim is valid and cross check if you originally disclosed all the correct details. </p> <p>If you look any Life Insurers UK and their recent claims payout, you will see that it maybe very good at around 98/99% (but like most Insurers – probably not 100%). Get a free quote life insurance deal here.</p> <h3 class="wp-block-heading"><strong>Should I put my policy into Trust?</strong></h3> <p>When you first do a ‘quote on life insurance’, you are probably <em>not</em> thinking about the legal and financial consequences at point of claim, to your loved ones? You are just after the best value deal, when you say ok google life insurance.</p> <p>However, if a life insurance policy isn’t written into trust, this means the Insurance Company is now unaware whom the benefits should be paid to on a death claim. If you made a will, it can be paid to the executors of the deceased’s estate. </p> <p>They will handle the administration, known as probate in N Ireland, England, Wales and confirmation in Scotland. If you have not made a will, the life insurance benefits will fall into your estate if you died prematurely. </p> <p>So as such, <strong>If you have not made a will this can then cause further complications with the correct distribution & speed of payout of the life insurance monies.</strong></p> <p>Until probate is fully granted, no monies can be paid out to those named in the will. On average, this can take upto 6 months. By not placing the life insurance plan into trust, this may then also swell up the total estate values, leading to potentially <a href="https://uklifeinsurancequotes.co.uk/life-cover-and-criticalillness/inheritance-tax-in-uk/">Inheritance Tax IHT</a> issues. </p> <p>So placing a policy in trust can help to ensure that the <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/life-assurance-policy/insurance-for-death/">death insurance</a> policy proceeds go to the correct beneficiaries you decide to nominate at that stage. It can also help avoid possible probate delays & <a href="https://www.gov.uk/inheritance-tax" target="_blank" rel="noreferrer noopener">UK Government IHT costs. </a></p> <p>Ask the Insurers to kindly provide their available standard trust form wordings & seek legal advice if unsure. Speak to a broker who has the professional experience here, after you compare your ‘life quote insurance’ deal.</p> <p></p> <figure class="wp-block-image aligncenter size-full wp-duotone-c7005a-d5e07e-10"><img loading="lazy" decoding="async" width="331" height="203" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2022/01/life-expectancy-uk-calculator.png" alt="life expectancy uk calculator" class="wp-image-22956"/><figcaption class="wp-element-caption"><a href="https://uklifeinsurancequotes.co.uk/life-cover-andcritical-illness/average-life-expectancy-in-uk/"><strong>Calculate | UK Average Life Expectancy</strong></a></figcaption></figure> <h2 class="wp-block-heading"><img loading="lazy" decoding="async" width="100" height="63" class="wp-image-9419" style="width: 100px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/09/union-jack.gif" alt="UK Life Insurance Quote"> <strong>‘Quotes on Life Insurance’</strong></h2> <div class="wp-block-cover" style="min-height:268px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-20 has-background-dim"></span><img loading="lazy" decoding="async" width="750" height="888" class="wp-block-coverimage-background wp-image-24516" alt="Quote about Life Insurance | Broker Plans & Deals" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2022/02/Cats-and-Life-Insurance-scaled-e1643791281810.jpg" style="object-position:46% 75%" data-object-fit="cover" data-object-position="46% 75%"/><div class="wp-block-coverinner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-text-align-center has-large-font-size"><em>‘It’s getting expensive for me-ow…I have ‘9’ lives. You only need to Insure ‘One’.</em></p> <h4 class="wp-block-heading has-text-align-left has-default-font-size"> <a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"> <mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">“Quotes on Life Insurance > 15 secs”</mark></a></h4> <h4 class="wp-block-heading has-text-align-left has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk </mark></a></h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">‘Quotes for Insurance’ | UK Life Insurance Quote</h4> </div></div> <p></p> <div class="wp-block-cover aligncenter" style="min-height:330px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-30 has-background-dim"></span><img loading="lazy" decoding="async" width="1024" height="1291" class="wp-block-coverimage-background wp-image-11052" alt="Quotes for Life Insurance | 15 secs" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/10/common-sense-1024x1291.jpg" style="object-position:53% 31%" data-object-fit="cover" data-object-position="53% 31%"/><div class="wp-block-coverinner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-text-align-center has-white-color has-text-color has-large-font-size"><em>‘Life Insurance is a combination of Caring, Commitment & Common Sense’ </em></p> <p class="has-text-align-center has-white-color has-text-color has-important-font-size"><strong>Howard Wight</strong></p> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">Compare Quotes about Insurance </h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk<strong> </strong></mark></a></h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">What’s Life Quote</h4> </div></div> <div class="wp-block-cover aligncenter is-light is-repeated" style="min-height:368px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-30 has-background-dim"></span><div role="img" aria-label="Quote for Life Insurance" class="wp-block-coverimage-background wp-image-11062 is-repeated" style="background-position:50% 50%;background-image:url(https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/10/your-family-1024x1597.jpg)"></div><div class="wp-block-coverinner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-text-align-center has-white-color has-text-color has-large-font-size"><em>‘If there is anyone dependent on your income, like your partner or children, then you need life insurance’</em> </p> <p class="has-text-align-center has-white-color has-text-color has-default-font-size"><strong>Suze Orman</strong> </p> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">Compare ‘Quotes Life Insurance’ </h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk<strong> </strong></mark></a> </h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">‘Quotes about Insurance’ | UK Life Insurance Quote</h4> </div></div> <div class="wp-block-cover aligncenter is-light" style="min-height:379px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-30 has-background-dim"></span><img loading="lazy" decoding="async" width="1024" height="1535" class="wp-block-coverimage-background wp-image-11034" alt="Quote on Life Insurance Cover" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/10/churchill-1024x1535.jpg" style="object-position:62% 64%" data-object-fit="cover" data-object-position="62% 64%"/><div class="wp-block-coverinner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-white-color has-text-color has-large-font-size">‘<em>If I had my way, I would write the word <strong>‘insure</strong>‘ upon the door of every cottage and upon the blotting book of every public man, because I am convinced, for sacrifices so small, families and estates can be protected against catastrophes which would otherwise smash them up forever’</em></p> <p class="has-text-align-center has-white-color has-text-color has-important-font-size"><strong>Winston Churchill</strong></p> <h4 class="wp-block-heading has-white-color has-text-color has-default-font-size">Compare Quote for Life Insurance </h4> <h4 class="wp-block-heading has-white-color has-text-color has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk<strong> </strong></mark></a> </h4> <h4 class="wp-block-heading has-white-color has-text-color has-default-font-size">‘Quotes about Insurance’</h4> </div></div> <div class="wp-block-cover aligncenter is-repeated" style="min-height:301px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-30 has-background-dim"></span><div role="img" aria-label="Compare UK Life Insurances" class="wp-block-coverimage-background wp-image-11078 is-repeated" style="background-position:50% 50%;background-image:url(https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/10/Benjamin-Franklin-1024x1535.jpg)"></div><div class="wp-block-coverinner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-text-align-center has-white-color has-text-color has-large-font-size">‘<em>A policy of life insurance is the cheapest and safest mode of making a certain provision for one’s family’</em></p> <p class="has-text-align-center has-white-color has-text-color has-important-font-size"><strong>Benjamin Franklin</strong></p> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">Compare Life Insurance Quotes </h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk<strong> </strong></mark></a> </h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">‘Quote about Insurance’</h4> </div></div> <div class="wp-block-cover aligncenter" style="min-height:375px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-30 has-background-dim"></span><img loading="lazy" decoding="async" width="1024" height="683" class="wp-block-coverimage-background wp-image-11112" alt="Quote about Life Insurance | Broker help" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/10/angry-kid-1024x683.jpg" style="object-position:51% 13%" data-object-fit="cover" data-object-position="51% 13%"/><div class="wp-block-coverinner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-text-align-center has-white-color has-text-color has-large-font-size"><em>‘Please don’t tell me my Mum & Dad left no life insurance’</em> </p> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">Compare UK Life Insurance Quote</h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk<strong> </strong></mark></a> </h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">‘Insurance Quote Life’ </h4> </div></div> <div class="wp-block-cover aligncenter" style="min-height:315px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-30 has-background-dim"></span><img loading="lazy" decoding="async" width="1024" height="683" class="wp-block-coverimage-background wp-image-11087" alt="Quote about for Life Insurance Cover" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/10/wow-1024x683.jpg" style="object-position:52% 7%" data-object-fit="cover" data-object-position="52% 7%"/><div class="wp-block-coverinner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-text-align-center has-large-font-size"><em>‘You can’t put a value on a human life, but my wife’s life insurance company made a pretty fair offer’</em></p> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">Compare Quotes of Life Insurance </h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk<strong> </strong></mark></a></h4> <h4 class="wp-block-heading has-text-align-left has-default-font-size">Quotes for about Life | UK Life Insurance Quote</h4> </div></div> <div class="wp-block-cover aligncenter is-repeated" style="min-height:375px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-30 has-background-dim"></span><div role="img" aria-label="Best Quoting on life cover" class="wp-block-coverimage-background wp-image-11125 is-repeated" style="background-position:17% 49%;background-image:url(https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/10/stupid-1024x683.jpg)"></div><div class="wp-block-coverinner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-text-align-left has-white-color has-text-color has-large-font-size"><em>‘Great. I have just saved our family £25pm….</em></p> <p class="has-text-align-left has-white-color has-text-color has-large-font-size"><em>I cancelled our £250,000 life insurance policy’</em> </p> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">Compare Insurance Quote Life </h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk<strong> </strong></mark></a></h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">Quote for Life | UK ‘Quotes Life Insurance’</h4> </div></div> <div class="wp-block-cover" style="min-height:332px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-20 has-background-dim"></span><img loading="lazy" decoding="async" width="1024" height="576" class="wp-block-coverimage-background wp-image-24410" alt="Quote about Life Insurance | Broker Cover Online 15 secs" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2022/02/insure-car--1024x576.jpg" style="object-position:52% 83%" data-object-fit="cover" data-object-position="52% 83%"/><div class="wp-block-coverinner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-text-align-center" style="font-size:33px">‘<em>Insure My Car against Accidents<img loading="lazy" decoding="async" width="35" height="36" class="wp-image-6607" style="width: 35px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick.png" alt="review" srcset="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick.png 851w, https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick-768x800.png 768w, https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick-150x150.png 150w" sizes="auto, (max-width: 35px) 100vw, 35px" />Insure My Car against Breakdowns’<img loading="lazy" decoding="async" width="35" height="36" class="wp-image-6607" style="width: 35px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick.png" alt="review" srcset="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick.png 851w, https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick-768x800.png 768w, https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick-150x150.png 150w" sizes="auto, (max-width: 35px) 100vw, 35px" /></em></p> <p class="has-text-align-center" style="font-size:33px">‘<em>Insure <strong>ME</strong> also</em> <em>against <em>Accidents</em> </em>& <em>Breakdowns’</em><img loading="lazy" decoding="async" width="40" height="42" class="wp-image-6607" style="width: 40px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick.png" alt="review" srcset="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick.png 851w, https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick-768x800.png 768w" sizes="auto, (max-width: 40px) 100vw, 40px" /><img loading="lazy" decoding="async" width="40" height="42" class="wp-image-6607" style="width: 40px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick.png" alt="review" srcset="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick.png 851w, https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/tick-768x800.png 768w" sizes="auto, (max-width: 40px) 100vw, 40px" /></p> <h4 class="wp-block-heading has-text-align-left has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">“Quotes about Life Insurance” > 15 secs</mark></a></h4> <h4 class="wp-block-heading has-text-align-left has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk<strong> </strong></mark></a></h4> <h4 class="wp-block-heading has-text-align-left has-default-font-size">Quotation about Life | UK Life Insurance Quote</h4> </div></div> <p></p> <div class="wp-block-cover is-light" style="min-height:330px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-30 has-background-dim"></span><img loading="lazy" decoding="async" width="1024" height="683" class="wp-block-coverimage-background wp-image-24495" alt="Quote about Life Insurance | Broker Deals" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2022/02/baby-life-insurance-1024x683.jpg" style="object-position:50% 26%" data-object-fit="cover" data-object-position="50% 26%"/><div class="wp-block-coverinner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-text-align-center has-white-color has-text-color" style="font-size:33px"><em>‘I can’t talk yet…but I heard Mummy & Daddy talk about getting Life Insurance’</em></p> <h4 class="wp-block-heading has-text-align-left has-default-font-size"><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">“Quote about Life Insurance” > 15 secs</mark></a></h4> <h4 class="wp-block-heading has-text-align-left has-default-font-size"><strong><span class="has-inline-color has-white-color"> </span></strong><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><span class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk</span></a><span class="has-inline-color has-white-color"> </span></h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">Quotation on Life | UK Life Ins Quote | Ok Google Life Insurance</h4> </div></div> <p></p> <div class="wp-block-cover is-light" style="min-height:247px;aspect-ratio:unset;"><span aria-hidden="true" class="wp-block-coverbackground has-background-dim-40 has-background-dim"></span><img loading="lazy" decoding="async" width="648" height="365" class="wp-block-coverimage-background wp-image-25586" alt="Quote about Life Insurance | Broker Rates" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2022/02/good_health.jpg" style="object-position:47% 0%" data-object-fit="cover" data-object-position="47% 0%"/><div class="wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow"> <p class="has-text-align-center has-white-color has-text-color has-large-font-size"><em>‘In Good Health? Now is The Best Time to take out Life Insurance’</em></p> <h4 class="wp-block-heading has-text-align-left has-default-font-size"> <a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">“Quotes for Life Insurance” > 15 secs</mark></a></h4> <h4 class="wp-block-heading has-text-align-left has-default-font-size"> <a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/"><span class="has-inline-color has-white-color">www.uklifeinsurancequotes.co.uk</span> </a></h4> <h4 class="wp-block-heading has-text-align-left has-white-color has-text-color has-default-font-size">Quotation on Life | Google Life Insurance benefits</h4> </div></div> <h3 class="wp-block-heading has-text-align-center has-pale-cyan-blue-color has-text-color" style="font-size:5px"><mark style="background-color:rgba(0, 0, 0, 0)" class="has-inline-color has-white-color">Quotes About Life Insurance</mark></h3> <h2 class="wp-block-heading"><strong><strong>Conclusion</strong></strong> ‘<strong>Quotes About Life Insurance</strong>‘</h2> <p><strong>‘Life Insurance could be one of the most valuable purchases you ever make for both yourself & loved ones</strong>‘. </p> <ul class="wp-block-list"> <li>You wouldn’t buy a house, without getting the correct advice from a surveyor or solicitor?</li> </ul> <ul class="wp-block-list"> <li>So it makes good sense to get Professional Advice as well google a life insurance quote deal</li> </ul> <p><strong>From our wide choice of <a href="https://uklifeinsurancequotes.co.uk/life-insurers-uk/">Leading UK Insurers</a> – Get ‘Quotes for Life Insurance’ </strong></p> <p><strong>We look forward to helping you</strong> <img loading="lazy" decoding="async" width="20" height="20" class="wp-image-7018" style="width: 20px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/happy-face-emoji.jpg" alt="" srcset="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/happy-face-emoji.jpg 336w, https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/02/happy-face-emoji-150x150.jpg 150w" sizes="auto, (max-width: 20px) 100vw, 20px" /> </p> <ul class="wp-block-list"> <li><a href="https://uklifeinsurancequotes.co.uk/quote-for-life-insurance/">‘<strong>QUOTES for Life Insurance’ Cover > 15 Secs </strong><img loading="lazy" decoding="async" width="20" height="20" class="wp-image-10444" style="width: 20px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/09/go_button_now.gif" alt="go_button_now"></a> </li> </ul> <p></p> <h5 class="wp-block-heading"><strong>Article</strong> <em><a href="https://uk.linkedin.com/in/martynspencerfinancialadviser" target="_blank" rel="noreferrer noopener">Martyn Spencer Financial Adviser</a></em> Life Insurance Quotes compared (12/9/2025)</h5> <p></p> <h5 class="wp-block-heading has-text-align-left"><em>For <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/life-assurance-policy/reassurance-life-insurance/">reassurance</a> <em><em><em><em><em><em>re <a href="https://uklifeinsurancequotes.co.uk/private-insurance-health/">health</a> for <a href="https://uklifeinsurancequotes.co.uk/private-insurance-health/mens-health-life-insurance/">men</a> & <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/life-assurance-policy/womans-life-insurance/">women</a></em></em></em></em></em></em> </em>– <em>we <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/life-assurance-policy/reviews-life-insurance/">review </a>many of the <a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/life-assurance-policy/best-for-life-insurance/"><em>best</em> </a><a href="https://uklifeinsurancequotes.co.uk/life-insurers-uk/">Life Insurers</a> selling <a href="https://uklifeinsurancequotes.co.uk/life-insurers-uk/life-insurance-in-united-kingdom/">Life Insurance in UK</a></em> <em><a href="https://uklifeinsurancequotes.co.uk/life-insurance-for-the-family/life-assurance-policy/life-insurance-ni/">(inc NI)</a></em></h5> </article> </div> </section> </main> <div class="comparison-bar default_padding"> <div class="wrap cf"> <div class="widget one-half cf"> <div class="wp-block-group is-layout-flow wp-block-group-is-layout-flow"> <h2 class="wp-block-heading widget-title"><strong>UK Broker Deals</strong>: Life Insurers & Finance</h2> <p>As 'FCA Regulated' Life Insurance & Finance Brokers we work for you, our customers, not for the Insurance Companies or the Financial Providers. </p> <p>Our 'No Obligation Bespoke Service' focuses on the time to find your ideal policy. Then customizing the coverage that best suits your health and lifestyle, needs & budget.</p> <p>We also provide 'Helpful Trust Guidance', so that the life insurance policy proceeds may go directly to your loved ones, as you intended. This works alongside any Insurers Funeral Payment Pledge. </p> <div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex"> <div class="wp-block-button has-custom-font-size has-important-font-size"><a class="wp-block-button__link has-dark-green-background-color has-background wp-element-button" href="https://uklifeinsurancequotes.co.uk/quote/">Get a Quote</a></div> </div> </div> </div><div class="widget one-half cf"> <figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="410" height="224" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2022/09/scottish-fold-in-glasses.png" alt="" class="wp-image-47929"/></figure> </div><div class="widget one-half cf"> <h2 class="wp-block-heading"><strong>I've 9 LIVES...</strong></h2> </div><div class="widget one-half cf"> <h2 class="wp-block-heading"><strong>'You ONLY have ONE to INSURE'</strong></h2> </div> </div> </div> <div class="insurers-bar default_padding"> <div class="wrap cf"> <div class="widget cf"> <figure class="wp-block-image aligncenter size-full"><img loading="lazy" decoding="async" width="347" height="222" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2019/08/cat-at-keyboard.png" alt="cat-at-keyboard | Uk Life Insurance Quotes" class="wp-image-63"/></figure> </div><div class="widget cf"> <div class="wp-block-group is-layout-flow wp-block-group-is-layout-flow"> <div class="wp-block-group is-layout-flow wp-block-group-is-layout-flow"> <div class="wp-block-group is-layout-flow wp-block-group-is-layout-flow"> <figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="569" height="226" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2024/10/customer-testimonials-uk.jpg" alt="customer testimonials uk" class="wp-image-82076"/></figure> <p></p> <h2 class="wp-block-heading"><strong>Testimonials</strong></h2> <p><em><strong>"Fantastic service. Questions answered. Not pushy". </strong>John from Helston</em></p> <p><strong>"</strong><em><strong>Do you feel that the advisor understood your financial requirements?</strong></em> <em><strong>Martin was a great help and would highly recommend his services".</strong></em> <em>Barbara from Odiham</em></p> <p><em><strong>“Have you found all the Staff to be knowledgeable and helpful in your Business Dealings? Yes Excellent".</strong> David from Abingdon</em></p> <p><em><strong>"We would like to thank you for providing us with the Information necessary to make decisions on Insurance Products to ensure we & our Family are protected." </strong>Alan from Glasgow</em></p> <p><em><strong>"I value Martyn's natural, honest, and professional approach. He is very knowledgeable, incredibly supportive and patient when explaining the products in great detail. I would recommend his services to anyone."</strong></em> <em>Beatrice from Croydon</em></p> <p><em><strong>"Do you feel that your affairs were reviewed in a timely manner? Martyn listened to my requirements offered advice and kept me updated throughout the process, very happy with the service provided".</strong> Graham from Leeds</em></p> <p><em><strong>"How helpful did you find the sales support staff? Yes Excellent" </strong>Dorcas from Clarkston</em></p> <p><em><strong>"I came to Martyn with a specific problem. He was able to find a solution to my complete satisfaction." </strong>Robert from Carnforth</em></p> <p><em><strong>"I just wanted to thank you for calling me back this week and for spending a significant amount of time with me on the phone. You provided exactly the kind of help and advice that I needed. Many thanks for your patience and persistence".</strong> Jo from Shepherds Bush</em></p> <p><strong><em>"The whole service is very personalised & bespoke, which made me feel like I was getting exactly the right cover for my circumstances.</em> <em>At no point felt like I was being “sold” insurance, I was being thoroughly advised with all options being analysed".</em></strong> <em>Josh from Norfolk</em></p> <p><strong><em>"I would just like to say I can’t thank this company enough especially the advice I got from Martin, he put my mind at ease and what I liked was it was all explained so I could understand everything, any questions I had or concerns were answered sympathetically. I would recommend them to anyone." </em></strong><em>Pam from Bolton</em></p> <p><em><strong>"Thank you. You helped me navigate what online had quickly become a confusing array of insurance products.  Without your clear and helpful advice I probably would have given up. Instead I've now found the right policy. Let's just hope I'll never actually need it!"</strong> Christina from Colchester</em></p> <p><em><strong>"Do you feel that the Advisor understood your Financial Requirements? Yes Excellent"</strong> Carl & Gayda from Middlesex</em></p> <p><strong><em>"Excellent customer service. Detailed, specific, constructive and honest. Thank you"</em></strong> <em>Sharon from Braintree</em></p> <p><strong>“<em>My partner and I had an extremely positive experience of using this service. Our advisor Martyn was very friendly and thorough and more than happy to answer our questions and explain different elements of cover in detail”.</em></strong><em> Owen from Cardiff</em></p> <p><em><strong>"No question is a silly question, fantastic in depth knowledge and happy to go the extra mile to make sure every aspect of the policy is understood".</strong> Joachim from Norwich</em></p> <p><em><strong>“We feel completely satisfied with our new life insurance policy and very well informed of every aspect of our new cover. We wouldn’t hesitate to get in touch again with any questions or updates regarding our policy. Thank you!”</strong> Megan from Llandaf</em></p> <p><strong>"<em>Martyn was very thorough and pro-active making the process seamless and straight forward. We would certainly not hesitate in recommending his services"</em></strong>. <em>Mark & Kristel from Bourne End</em></p> <p><em><strong>"I have been extremely happy with the service provided, my requirements were understood and all efforts were made to meet them. Regular updates were received and appreciated and clear explanations were made throughout the process. I appreciated the honest dialogue without any “hard sell”. I was happy that throughout my needs were being met. In Summary - Excellent Service, thank you"</strong>. Paul from Somerset</em></p> <p>"<strong><em>Excellent price and personal service, policy cover arranged quickly and easily, very good to deal with</em>". </strong><em>David from Broughty Ferry</em></p> <p><strong><em>"Just to let you know that this come from my heart, as you are an Insurance Advisor but over more for me more than a close family - because you are always ready to help me as you can also in a sincere manner - and I always appreciate this". </em></strong><em>Bruno from Staffordshire</em></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading has-text-align-center"></h2> <p></p> <h2 class="wp-block-heading has-text-align-center"><strong>Life Insurance Rewards - Value Added Services</strong></h2> <figure class="wp-block-image aligncenter size-full is-resized"><img loading="lazy" decoding="async" width="536" height="69" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2023/09/Life-Insurance-Rewards.png" alt="UK Life Insurance Rewards & Benefits | UK Broker Deals" class="wp-image-65715" style="width:366px;height:46px"/></figure> <p></p> <p>Many of our 'Broker Only Deals' in 2025 may then also offer you some great inclusive Value-Added Services and complimentary "Life Insurance Rewards". Services supported by respected & established health brands like BUPA, Red Arc or <a rel="noreferrer noopener" href="https://www.squarehealth.com/" data-type="link" data-id="https://www.squarehealth.com/" target="_blank">Square Health</a>. </p> <p>These various UK Life Insurance with Rewards umbrella rider benefits and Apps maybe usually available to both the policy holder & their close family members. Please feel free to ask about these comprehensive suite of 3rd party services & how to acquire them. </p> <figure class="wp-block-image alignleft size-full is-resized"><img loading="lazy" decoding="async" width="428" height="493" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2023/09/life-insurance-with-rewards.jpg" alt="uk life insurance with rewards" class="wp-image-65716" style="width:241px;height:277px"/><figcaption class="wp-element-caption"><img loading="lazy" decoding="async" width="58" height="65" class="wp-image-15122" style="width: 58px;" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2021/11/medical-insurance-icon-v2-e1670061956944.png" alt="health insurance private"><strong>'There is...ONLY 1 YOU'</strong> </figcaption></figure> <ul class="wp-block-list"> <li>2nd Medical Opinion from <a href="https://bestdoctors.com/united-kingdom/" data-type="link" data-id="https://bestdoctors.com/united-kingdom/" target="_blank" rel="noreferrer noopener">Best Doctors®</a></li> <li>UK-wide Team of Clinical Healthcare Experts</li> <li>Mental Health Nurse Support </li> <li>Bereavement Counselling</li> <li>Nutrition Plans & Dietitian Advice</li> <li>24/7 GP Consultations Online or Phone</li> <li>Prescription Services</li> <li>Gym Fitness Plans & Programmes</li> <li>Serious and Chronic Illness Support</li> <li>Later Life Care Information</li> <li>Help with Pre-Existing Conditions</li> <li>Health Checks & Physiotherapy</li> <li>Rehabilitation Support Services</li> <li>Legal Advice Member Only Helplines</li> <li>Benefits & Discounts off Well Known Brands</li> </ul> <p></p> <p></p> <p></p> <p>All these typical Life Insurance with Benefits, Value-Added Services & Perks may vary between<a href="https://uklifeinsurancequotes.co.uk/uk-life-insurance-companies/" data-type="page" data-id="136"> Best Providers </a>in 2025 and could be amended <em>T&C's apply.</em> Many of these vital support benefits may have life-changing outcomes eg; using 2nd medical opinion doctors advice to recheck a health diagnosis, may lead to a different course of treatments. </p> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <div class="wp-block-group is-layout-flow wp-block-group-is-layout-flow"> <p></p> <h2 class="wp-block-heading has-text-align-center"><strong>Life Insurance FAQ</strong></h2> <figure class="wp-block-image aligncenter size-full"><img loading="lazy" decoding="async" width="495" height="105" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2023/09/Life-Insurance-FAQ.png" alt="Life Insurance UK FAQ" class="wp-image-65736"/></figure> <p></p> <h3 class="wp-block-heading"><strong>How much Life Insurance Do I Need (2025)?</strong></h3> <p>How much you may ideally need for your life insurance type policy or policies will all be relevant on where you are in life's journey in 2025. </p> <p>Background Questions to review then such as for example:- The Age of You or Partner? Need Single or Joint cover? Have Dependants young or old? Ongoing Financial commitments? Employed or Self Employed? Mortgages or Debts to be Repaid? Personal or Business Protection? Want Term Life or <a href="https://www.linkedin.com/pulse/ask-martin-lewis-whole-life-insurance-policies2024-fogbe/" data-type="link" data-id="https://www.linkedin.com/pulse/ask-martin-lewis-whole-life-insurance-policies2024-fogbe/" target="_blank" rel="noreferrer noopener">Whole of Lifecover</a>? Over 50's or <a href="https://uklifeinsurancequotes.co.uk/over-60-life-insurance-martin-lewis-guide/" data-type="link" data-id="https://uklifeinsurancequotes.co.uk/over-60-life-insurance-martin-lewis-guide/">Over 60's</a> no medicals? Lump Sum or <a href="https://www.linkedin.com/pulse/ask-martin-lewis-illness-income-protection-insurance2024-abbyc?trk=organization_guest_main-feed-card_feed-article-content" data-type="link" data-id="https://www.linkedin.com/pulse/ask-martin-lewis-illness-income-protection-insurance2024-abbyc?trk=organization_guest_main-feed-card_feed-article-content" target="_blank" rel="noreferrer noopener">Income</a>? Need Decreasing, Level or Inflation linked cover? In trust re <a href="https://uklifeinsurancequotes.co.uk/martin-lewis-inheritance-tax-iht/">IHT</a>? etc;</p> <figure class="wp-block-image aligncenter size-full wp-duotone-cf2e2e-d5e07e-11"><a href="https://www.linkedin.com/pulse/ask-martin-lewishow-much-life-insurance-uk-life-insurance-quotes-cvdhe?trk=organization_guest_main-feed-card_feed-article-content" target="_blank" rel=" noreferrer noopener"><img loading="lazy" decoding="async" width="482" height="270" src="https://uklifeinsurancequotes.co.uk/wp-content/uploads/2023/09/How-Much-Life-Insurance-Do-You-Need.jpg" alt="How Much Life Insurance-Do You Need UK" class="wp-image-65877"/></a></figure> <figure class="wp-block-embed aligncenter is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper"> <iframe srcdoc="<style>{padding:0;margin:0;overflow:hidden}html,body{height:100%}img,span{position:absolute;width:100%;top:0;bottom:0;margin:auto}span{height:1.5em;text-align:center;font:48px/1.5 sans-serif;color:white;text-shadow:0 0 0.5em black}</style><a href=https://www.youtube.com/embed/i-dc7Msc5uE?autoplay=1><img decoding=async src=https://img.youtube.com/vi/i-dc7Msc5uE/hqdefault.jpg><span>▶</span></a>" title="'How Much Life Insurance do I need' 3 x Broker Top Tips 2025" width="500" height="281" src="https://www.youtube.com/embed/i-dc7Msc5uE?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen>

Consider therefore our simple Brokers ‘Top 3 Reasons - Finance Formula’ general guide combination:

LUMP SUM – Repay a Mortgage / Loan / Debts – Often your largest regular outgoings

INCOME – Provide for your Family – To help cover ongoing monthly bills / lifestyle / holidays

LUMP SUM – Help cover Final Expenses or leave a Legacy – Monetary Costs

Money Savings Expert Martin Lewis on life insurance formula instead (after repayment of any Mortgage loan & debts) suggests rule of thumb the "10 x Rule" ie; 10 x annual salary of main breadwinner until at least any kids leave education or if other financial dependants. Take into account any benefits offered via an employer.

*What's Life Insurance Cost per Month?

Your UK Life Insurance average monthly costs can start from below £5pm but prices will all be dependant on your age, health, smoker status, lifestyle, weight, family history etc;

Remember, the best time to take out any life insurance is when you are fairly fit and healthy ie; harder to get if in poorer health. The younger you are also - usually the cheaper it is.

Insurers costs will vary between different protection types, amounts of life insurance cover & any particular time frames required.

As brokers we often say that - "How much Life Insurance you may need = How much Life Insurance may cost".

*Is Critical Illness the same as Terminal Illness?

NO. Terminal Illness is a Free and often inclusive life insurance benefit payout of an advanced death claim. It signals you may sadly have less than 12 months to live ie; your condition is now terminal.

Critical Illness or Serious Illness however is a paid for and optional tax free sum benefit. Once claimed upon, it's paid out on diagnosis of the specified illnesses of that Insurers critical or serious illness cover policy ie; A helpful financial lifeline to hopefully then slowly recover and get on with your life. Consider MSE says also 100% income insurance for longer term overall finance protection.

*^{_{Vitality Life Timeline stats}}

Typically as brokers we find that Life Insurance with critical illness costs maybe 4/5 x times the price of Life Insurance with terminal illness because of the much higher chances of a claim eg; cancer, heart attack or stroke.

*Do the Life Insurance Companies payout?

YES. The average UK protection claims payout rates in 2025 post Pandemic are around 98% *ABI Association of British Insurers

The average time frames to settle & pay out their claims may however vary between UK Insurers service standards. This will naturally also be reliant on the complexity of each case type at claim stage and any exclusions applied.

Many Providers also subscribe to their 'Funeral Payment Pledge' whereby they may help out families who need to at least pay upfront funeral costs because there are claim delays due to probate etc;

^{_{* source thesaurus plus}}

Being brokers we may also add re your honest disclosures…‘Tell the Insurers the truth, the whole truth & nothing but the truth’

You must accurately disclose your full history of any pre-existing medical conditions, to avoid any claims being rejected on the grounds of 'non-disclosure'.

*What happens if you have Pre-Existing Medical conditions?

This is where our Professional Life Insurance broker expertise, knowledgeable advice & time really comes into play. By going that extra mile and trying to help out both you & your family.

Where perhaps before you have been declined being offered that favourable deal if say approaching only just 1 provider direct? As a broker we could now possibly help out due to our understanding of which Insurers maybe best to approach for various pre-existing medical conditions eg; diabetes or on weight loss medications.

Given the pressures on the NHS, how to deal as swiftly as possible with those medical queries raised that may assist all parties involved in your application.

Trust us to search the marketplace for you & speak to those Insurers that may best consider your overall personal medical health or lifestyle situation. Whether you are employed or self employed.

*Why use a Financial Adviser or Broker than go Direct?

Financial & Personal matters are always best discussed over with a Professional. Our trusted job role with integrity is to help give you that bespoke service, offering good consumer support and understanding. Then guide and acting in good faith, to give our advice that may help look after you, your family and finances.

We may also access a whole range of good value 'Broker Only Deals' that are often more comprehensive, include value added services. These may often be at a £1,000's cheaper lifetime costs than you maybe going direct for life insurance & enticed by any free gift vouchers.

Our various Brokers & Financial Advisers are all FCA regulated and are proud to be backed up via one of the UK’s largest independent Financial Services Networks - Stonebridge Mortgage Solutions.

Their initial professional and knowledgeable advice, time & expertise is free for Life, Health & General Insurances.

If you kindly wish for us to help arrange your ideal policy from a range of leading insurers to give both you & your family peace of mind, note we do then get paid a commission via those Insurers. Plus your own documented report to then back up any advice as taken against your affordable budget.

For other Financial Services we may then introduce you onto our selected finance partners for various areas including:- Mortgage & Remortgages, Equity Release & Lifetime Mortgages, Secured Loans & Commercial Finance, Pensions & Investments or other Legal Products who may then charge a Broker or IFA fee.

Our Financial Services & Insurance Providers

We can kindly provide you here with a Free Comparison of Leading Insurers - Best UK Life Insurance Quotes Online > 15 secs

Get Best Finance Broker Deals from these well known Financial Services Insurance Companies & also many other Whole of Market Finance Providers we work alongside in 2025.

Leading UK Insurers (2025)

Compare Broker Deals >> 15 Secs

This website is intended for UK consumers & any review comments or information contained therein is for Generic Guidance only and is not to be construed as advice. For protection we offer products based on a fair and personal analysis re 'life insurance online quotes'.

By completing one of our no obligation 'life insurance quick quote' forms, you may be provided with online protection comparison quotes to calculate average costs, key facts from leading UK Insurers - based initially just on the basic information you have provided. Note: These UK 'online quotes for life insurance' will not take account of any personal, health or lifestyle issues unless a full application is then completed. All best companies online life insurance quote uk deals are still then subject to full underwriting.

On a no-obligation initial basis, you consent for us to then kindly contact you by phone - where we may offer FCA Regulated Professional Broker help, time & guidance as needed re vulnerable customers. We may as appropriate then help to arrange a suitable protection or other quotes for finance broker deals based upon your own circumstances & needs by "advice & recommendation". This will usually be on a 'non face to face' basis for UK & NI customers. As Life Insurance & Finance Brokers, from our Financial Services Insurance or Finance partners for helping arrange your ideal 'protection insurance' or other appropriate finance policy/s we may earn a commission fee. ‘As with all best life insurance website policies, conditions & exclusions will apply’.

For products with any investment element we may introduce you to an FCA authorised adviser after any further review. We may also introduce you to other selected professional partners for other protection, finance (such as a whole of market mortgage broker) or legal products as deemed appropriate. By completing our enquiry form you ‘may be introduced to another lender/provider’. Online Dispute Resolution (ODR). Financial Ombudsman. We nominate to fundraise for Macmillan Cancer Charity.

Here at UK Life Insurance Quotes we take your privacy seriously. Subject to GDPR rules we will only use your personal details provided to help provide & arrange the various products & services you have requested via us as brokers. Personal information is secure online, not misused or sent via spam. Read our full cookies, data privacy statements & usage policy as at today September 12, 2025.

UK Life Insurance Quotes is a trading style of Martyn Spencer who is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority | *FCA Register No: 416331 IDD. UK Broker Registered Offices: Clyde Cottages. Gnosall Heath. Staffs. ST20 0BU. England

^_YouTube ^{_{Martyn Spencer}}

Copyright © 2025 Quotes for Life Insurance Online: UK Finance Deals > · Website by Jem

We use website cookies to give you the most relevant experience. By clicking “Accept All”, you consent to cookies usage.
Cookie Settings Accept All
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.

Necessary
Necessary
Always Enabled

Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
Cookie Duration Description
cookielawinfo-checkbox-advertisement 1 year Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the "Advertisement" category .
cookielawinfo-checkbox-analytics 11 months This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional 11 months The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary 11 months This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others 11 months This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance 11 months This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
CookieLawInfoConsent 1 year Records the default button state of the corresponding category & the status of CCPA. It works only in coordination with the primary cookie.
JSESSIONID session The JSESSIONID cookie is used by New Relic to store a session identifier so that New Relic can monitor session counts for an application.
viewed_cookie_policy 11 months The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

Functional
Functional

Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Cookie Duration Description
__cf_bm 30 minutes This cookie, set by Cloudflare, is used to support Cloudflare Bot Management.

Performance
Performance

Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.

Analytics
Analytics

Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Cookie Duration Description
_ga 2 years The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.
_ga_3KV4MR6FHR 2 years This cookie is installed by Google Analytics.
_gat_gtag_UA_240876345_1 1 minute Set by Google to distinguish users.
_gid 1 day Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website's performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously.
CONSENT 2 years YouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data.

Advertisement
Advertisement

Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Cookie Duration Description
VISITOR_INFO1_LIVE 5 months 27 days A cookie set by YouTube to measure bandwidth that determines whether the user gets the new or old player interface.
YSC session YSC cookie is set by Youtube and is used to track the views of embedded videos on Youtube pages.
yt-remote-connected-devices never YouTube sets this cookie to store the video preferences of the user using embedded YouTube video.
yt-remote-device-id never YouTube sets this cookie to store the video preferences of the user using embedded YouTube video.
yt.innertube::nextId never This cookie, set by YouTube, registers a unique ID to store data on what videos from YouTube the user has seen.
yt.innertube::requests never This cookie, set by YouTube, registers a unique ID to store data on what videos from YouTube the user has seen.

Others
Others

Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
Cookie Duration Description
incap_ses_1583_109648 session No description
incap_ses_9218_109648 session No description
visid_incap_109648 1 year No description

SAVE & ACCEPT

Powered by

Home
Life Insurers UK

AIG
Aviva
British Friendly
Cirencester
Exeter
Guardian 1821
Holloway Friendly
Legal & General
LV=
One Family
Paymentshield
Royal London
Scottish Widows
Shepherds Friendly
Uinsure
Vitality Life
Zurich
Back

Family Life Insurance

Life Insurance
Mortgage Protection
Whole Life Cover
Critical Illness
Income Protection
Over 50’s Lifecover
Back

Business
Finance
Private Health
Guides & Blog

Case Studies
BMI Calculator KG
Buildings & Contents
Inheritance Tax Cover
Lifespan Calculator
Back

Contact
QUOTE
About

. Life Insurance Quote >	Critical Illness Quote >	Income Protection Quote >
.
Over 50’s Quote >	Equity Release Quote >	Mortgage & Finance Quote >
.
Medical Health Quote >	Buildings Cover Quote >	Business Insurance Quote >